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The first thing you feel after being in a car accident where no one got injured is relief that the accident was not worse than it was. Only then do the worries about finances start. How much will it cost to fix your car? Will you be able to get to your job while your car is being repaired, and if so, how much will you have to pay for alternative transportation, such as rideshare rides or a rental car? Do you have the money to pay your insurance deductible? How much will your car insurance premiums increase as a result of the accident? If you have to go to court, how much time and money will that cost? Your options for the most cost-effective way to pay for property damage vary according to the circumstances of the accident. Freeman Injury Law can help you choose the best course of action.Florida personal injury lawsuit

Florida Car Insurance Basics

Everyone who registers a vehicle in Florida must have two kinds of insurance. The first is Personal Injury Protection (PIP) insurance, which covers medical bills and injury-related lost income only; it does not pay for property damage. The other is property damage liability insurance, which pays for repairs to the other driver’s car if the accident is your fault. What do you do about repairing your own car, then? It depends.

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car accident attorney
You probably have some kind of car insurance, since the law requires it. However, oftentimes you may not know what your car insurance actually pays until it’s too late. After a car accident, you call your insurance company, they might ask you follow-up questions by mail or phone, and then a month or more later, one of the people involved in the accident gets a check covering the some of their eleigible expenses. Just what are all those details that the insurance companies are working out before they decide how much to pay? Different types of car insurance pay for different things, and in some cases, they can even cancel each other out. If you are not sure if the amount that the insurance company offered you after your accident is correct, contact an attorneybefore you accept the settlement offer.

What is PIP Insurance?

All registered vehicle owners in Florida must carry PIP insurance, as well property damage liability insurance. PIP stands for Personal Injury Protection, which covers up to $10,000 of medical expenses and lost income when someone gets injured at an accident, regardless of who is at fault for the accident. In order to get PIP insurance to cover your accident-related expenses, you must seek medical treatment within 14 days of the accident. If a driver collides with a pedestrian or bicyclist who does not own a car (and therefore does not have PIP insurance), the driver’s PIP insurance might also pay the medical expenses and lost income of the pedestrian or bicyclist. If the drivers involved in the accident have additional optional car insurance, such as bodily injury or uninsured/underinsured motorist coverage, then the amount covered by PIP gets subtracted from what the other types of insurance must cover. This is called the PIP setoff.

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Aaron Papero, Esquire Freeman Injury Law

So, you slipped or tripped and fell and injured yourself while in the common area of your condominium. What duty does the Condominium owe to you as a tenant or invited guest otherwise known as an “invitee”?

Under Florida law, a landowner owes you two duties:

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medical-check-up_BF9hd70rj-300x200Most Plaintiffs in personal injury cases that are in litigation are required to undergo a Compulsory or Independent medical examination also known as the CME. This is an examination that is requested by the opposing side and is done by a physician that is hired by the opposition.

The CME involves a review of records, a physical examination, face to face interview, review of test results, and conclusions. The goal of this examination is to confirm the initial injury diagnosis and determine whether such injury was due to the accident. The physician is also looking to verify that the current symptoms and findings are consistent with the diagnosis made. Lastly, they are looking to determine whether the individual is exaggerating or making up their complaints. This examining physician is not a treating physician and is also considered a hired expert for the opposition. Due to this, it is understood that there is always an element of bias involved in their conclusions.

It is important to keep in mind that by the time the plaintiff enters the examination room, the physician has already had the chance to review all treatment records and other records that were provided to him prior to the examination. The Plaintiff must be prepared for this examination and understand what could potentially be asked by the physician. Hired CME physicians are trained to look for and document potential indicators of fraud and deception during the interview portion of the examination and the availability of all these records prior to the appointment makes it easier for them to find. The physicians look for things such as verbal behavior indicators, omitting information such as prior injuries, too much information, overly specific answers, aggressive reactions to the questions, invocation of religion not to answer the questions and the use of qualifiers such as “honestly” and “truthfully”.

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The city of Orlando is among the nation’s most popular tourist destinations. Known for its sunny Florida weather, restaurants, and museums as well as its world-famous theme parks. Orlando belongs on a number of prized top ten lists, but unfortunately, Orlando also makes it into the top ten of a recent list of cities with the most aggressive drivers on the road. car driving aggressively orlando

It’s a serious issue, as aggressive driving leads to car accidents, injuries and fatalities. The state of Florida overall is not known for having the best drivers either. According to a study that looked at four different factors to rank the worst drivers in the country, Florida was number eight for the year 2018. For 2017, Florida was number one in the country for having the worst drivers.

The analysts in the aggressive driving study looked at the frequency of hard breaking, swift acceleration and speeding. There are a number of other actions that might constitute aggressive driving, for example:

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How Much Compensation for Back Injury in Florida Varies

back injury in FloridaBack injuries are among the most persistent, life-altering injuries a person can sustain. They vary in severity from mild strains up to causing paralysis and can result from slips and falls, medical negligence, motor vehicle accidents or other circumstances. People who suffer back injuries often wonder how much compensation for a back injury they can count on in the state of Florida. The compensation available varies from case to case, but injured parties might be able to recover finances from lost wages, pain and suffering, medical expenses and/or other damages.

Recent Back Injury Client in Florida 

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Holiday illness compensation claims in South Florida can be made when a buyer of a holiday vacation package suffers an illness that is covered by contract warranty agreement the customer signed with a travel agency.holiday illness compensation claims

Many such claims have centered on holiday traveler food poisoning in South Florida or while on a cruise. The most Florida Foodborne Illness Surveillance and Investigation Annual Report indicated a total of 37 outbreaks for 2011. Foodborne illness statistics in Florida were most recently updated by the state health department in 2011, and tourism has increased steadily since then, so we can expect the true numbers are likely higher.

Common Holiday Illness Compensation Claims in Florida

Some of the most common types of illness resulting in holiday illness compensation claims in South Florida include: Continue reading →

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If you are injured while on holiday in Florida from Canada, Europe, Australia or elsewhere, you may be searching for holiday compensation solicitors in South Florida.holiday compensation solicitor Florida

VisitFlorida.org reveals Canada has the most international visitors to Florida, followed by the United Kingdom, Brazil, Argentina, Colombia and Germany. An estimated 12 million international visitors flock to Florida each year for our renowned beaches and boating, splashy theme parks and cruises and cosmopolitan cities and resorts. When any of these activities results in injury

Where Can I Find Holiday Compensation Solicitors in South Florida After Injury?

For the most part, the foundation of personal injury law in these nations is very similar (having derived largely from the Old English judicial model), it is important to point out a few key differences. There aren’t technically “solicitors” or “barristers” the way there are in your home country. There are simply lawyers, a term used interchangeably with attorneys.  Continue reading →

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Feasting with friends and family is one of the many celebrated holiday traditions. Although we tend to think of the winter holiday season as one where we spread family recipes, cheer and gifts, the truth is food poisoning on holiday in South Florida is unfortunately too common.food poisoning on holiday

Of course, food poisoning can occur at any time, but our South Florida injury lawyers know some of the problems that can lead to foodborne illness during this otherwise festive time include:

  • Restaurants, grocery stores, cruise ships, hotels and food processing plants are extremely busy in the latter months of the year. This can lead to overlooking important sanitary guidelines for food safety.
  • Mail-order foods – especially meats, cheeses, fruits and seafood – can be especially hazardous if not properly packed, shipped, stored and delivered. These are popular items in gift baskets this time of year.
  • Holiday buffets, whether at restaurants, office parties or family gatherings can become breeding grounds for foodborne illness when food is left out for long stretches.
  • Amateur cooks (and sometimes even experienced ones) are rushed and sometimes fail to follow proper food prep safety.
  • Certain popular holiday foods, such as eggnog, turkey and even baked goods can be hazardous if not properly prepared or surfaces thoroughly cleaned.
  • Growers and distributors may not properly label “post-purge” dates on food items sold in stores and wholesale to restaurants.

Symptoms of a foodborne illness include stomach cramps, diarrhea, vomiting, headaches, aches, flu-like systems, and lethargy. Although most people can recover from food poisoning, those with compromised immune systems, children and the elderly may be especially vulnerable to developing serious complications. If you have fallen seriously ill as a result of food poisoning on holiday, contact our South Florida injury lawyers for information about your legal options.  Continue reading →

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Over the holidays, our South Florida injury lawyers field many calls those hurt in a slip-and-fall accident. It is not always possible to avoid a slip during holidays because so many potential hazards abound. Our hope is that by highlighting them here, we can raise awareness and help people avoid a fall or at least some of the most serious outcomes.slip during holidays

Of course, slip-and-fall accidents can happen at almost any time. However, many suffer a slip during holidays because often their guard is down. Folks are understandably distracted, walking to and from stores, in parking lots, carrying packages, wrangling small children, attending parties and decorating. When a slip during holidays occurs at your own home, there may be little you can do to obtain compensate – unless the fall was owing to a defective ladder or other defective product. However, when you are a guest in someone else’s home or at a hotel or as a customer in a store, you are owed a duty of care by the property owner to make sure you are not put at unreasonable risk of injury due to unforeseen and non-obvious dangers.

From the perspective of a South Florida injury lawyer, it’s important to point out that the fact that you fell isn’t grounds in and of itself to collect damages. Florida slip-and-fall law is codified in F.S. 768.0755. It stipulates that if a person falls on a transitory foreign substance on the floor of a business establishment, that person must prove the business had either actual or constructive knowledge of the condition – and failed to take action to remedy it. Actual knowledge would mean employees knew about that specific hazard. Constructive knowledge means either that the slippery floor either existed for such a length of time that the business should have discovered in the course of using ordinary care OR that it occurred with some regulatory and thus was foreseeable.  Continue reading →

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