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Florida Car Insurance – Are You Covered Properly?

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As a Personal Injury Law Firm that deals with motor vehicle accidents everyday in Florida, we are constantly reminded of the unfortunate sequence of events which can follow if proper preparedness is not taken on behalf of the insured. Prior to an accident, you may not feel that car insurance is very important and purchasing the cheapest auto insurance, or or driving illegally without insurance, is good enough for you; because, hey you’re a safe driver…right? Having that type of thought will only take you so far until you’re sitting at a red light minding your own business and an uninsured driver slams into the back of you. Now what? Incidents happen like this everyday in Florida. Statistics have shown our roads are crowded with some of the worst drivers in the country so why take the chance! The bottom line is lack of proper car insurance will only cause you more aggravation and stress, not to mention, the possibilty of being left without proper medical treatment, lost wages, and a car. The car insurance you purchase and the specific elements of it, such as personal injury protection (PIP) can become pinnacle should you become involved in a crash. PIP coverage on your car is basically what pays for lost wages and medical bills if you are involved in a crash and is the minimum policy a driver must carry in the state of Florida. Make sure you do your due diligence and research when you’r e looking for auto insurance. A good place to start for basic auto insurance information is the Florida Department of Highway Safety and Motor Vehicles website.

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