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Articles Tagged with auto accident lawyer

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One of the greatest risks on the road is drunk drivers. We all know that. But another hazard that is equally dangerous – and gets far less ink – is drowsy driving. sleepy

A recent study released by the AAA Foundation for Traffic Safety opines that acute sleep deprivation exponentially increases the risk of an auto accident. In fact, even mild sleep deprivation ups the risk. Drivers who slept for less than seven hours in the previous 24 hours and also drivers who slept for one hour less than normal had a “significantly elevated crash risk.” As compared to drivers who slept 7 hours or more in the preceding 24 hours:

  • Drivers who slept 6-7 hours had 1.3 times the crash rate;
  • Drivers who slept 5-6 hours had 1.9 times the crash rate;
  • Drivers who slept 4-5 hours at 4.3 times the crash rate;
  • Drivers who slept less than 4 hours had 11.5 times the crash rate.

Meanwhile, drivers who slept 1 to 2 hours less than their usual rate had 1.3 times the crash rate. Meanwhile, those who slept 4 or more hours less than their usual had 10.2 times the crash rate.  Continue reading →

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Many auto insurance policies contain anti-stacking provisions that are intended to avoid applying multiple sets of deductibles or multiple sets of limits to cover a single car accident. It’s important that Florida car accident victims understand whether their policy allows for stacked coverage because it can significantly impact the amount of damages to which you are entitled.

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The allowance of these provisions with respect to uninsured motorist (UM)/ underinsured motorist (UIM) coverage varies significantly from state-to-state.

Recently, the Idaho Supreme Court considered whether the UIM anti-stacking language in two separate policies that covered a young man seriously injured in an auto accident was valid. In Gearhart v. Mutual of Enumclaw Ins Co., the divorced parents of a young man seriously injured in a crash both sought UIM benefits under separate auto insurance policies that both covered him in the event of a crash. Now, following the court’s ruling, they’ll be able to collect on those benefits, which will go toward helping their son recover. Continue reading →

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Auto insurance policies can contain complex legalese that can be difficult to sift through, particularly in the wake of a devastating auto accident. atv1

These policies are purchased not just because they are often required by law, but also because they offer necessary financial protections to to those who survive and also to those who survive them. However, establishing insurance liability when there are so many caveats to coverage can be a challenge.

In the recent case of Nodak Mutual Ins. Co. v. Koller, the guardian of a child whose mother perished in an all-terrain vehicle accident sought to establish maximum coverage from the insurer. The insurer, however, fought to establish that only the lesser “step-down” coverage was applicable. The outcome hinged on whether decedent driver was a household resident of the insured, his stepfather. Continue reading →

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